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North America CBDCs

North American profiles primarily focus on research and policy consultation phases.

Programs

2

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Jurisdictions Covered

  • United States
  • Canada

Cross-Border Projects

  • Project Agorá

Observer And Policy Jurisdictions

United States

Observer

none

CBDC development is explicitly prohibited at the federal level via Executive Order (Jan 2025). The administration prioritizes private USD-backed stablecoins under the GENIUS Act framework. Anti-CBDC Surveillance State Act (H.R.1919) further restricts federal CBDC initiatives.

Reference Answers

Audited answers for common page-level questions, with citations and date context.

Why does the North America region page look different from Asia or Latin America?

medium confidenceAs of 2026-04-22

Because the current North America set is dominated by non-launch postures rather than active retail pilots. The US is tracked in no-active-CBDC status, and Canada's retail CBDC work is tracked as concluded rather than progressing toward pilot deployment.

  • The US page reflects a no-active-launch posture in the current snapshot.
  • Canada is tracked as discontinued rather than active.
  • North America is useful precisely because it highlights a different policy posture from the more active pilot regions.

Citations

Caveats

  • This region summary is about current launch posture, not every research publication ever issued in North America.

North America Program Profiles

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CBDC Registry

A neutral research database of central bank digital currency programs.

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Methodology

Sources are archived and claims are shown with confidence levels and verification dates.