Status
LIVE
Program Snapshot
Current status fields and timeline data from the profile record.
Type
RETAIL
Program classification
Wallets
197,041
As of 2024-06-30
Annual Volume
Not listed
high confidence
Status and Timeline
| Field | Value |
|---|---|
| Announced | 2021-10-01 |
| Pilot start | Not listed |
| Launch | 2021-10-25 |
| Last verified | 2026-04-18 |
Availability
- Retail
- live
- Wholesale
- none
Central Bank
Central Bank of Nigeria
Technical Profile
| Attribute | Value |
|---|---|
| Type | Retail |
| Architecture | two-tier |
| Access model | account based |
| Technology base | dlt |
| Legal tender | full |
Capabilities
offline payments: No
programmability: No
cross border: No
interest bearing: No
transaction limits: Yes
Cross-Border Projects
No cross-border project entries are listed for this profile.
Recent Updates
Africa's first live CBDC launched on October 25, 2021. According to the Central Bank of Nigeria's June 2024 Financial Stability Report, onboarded eNaira customers rose to 28,460,316 by end-June 2024 while active wallets remained 197,041. The same report said eNaira in circulation increased to ₦18.29 billion at end-June 2024. The Central Bank of Nigeria's December 2024 Financial Stability Report later recorded eNaira at ₦18.31 billion at end-2024. Recent official materials continue to treat the eNaira as a legal-tender CBDC, but public reporting now emphasizes circulation and wallet activity rather than new retail-adoption milestones.
Updated: Apr 18, 2026
Reference Answers
Is Nigeria's eNaira still a live CBDC even though the published metrics are older?
high confidenceAs of 2026-04-22Yes. The registry still treats the eNaira as live, while making it clear that the last strongly supported official metrics are older and should be read as the last officially disclosed figures rather than a fresh current series.
This is exactly the kind of answer the golden layer should make explicit. The eNaira's live status remains supported by the CBN source set, but the most defensible public metrics in the page are older than an ideal monthly or quarterly cadence. The page should therefore distinguish current live status from the age of the last official metrics release instead of implying either a shutdown or an up-to-the-minute live dashboard.
- Live status remains supported by the official CBN materials.
- The last integrated official metrics are from the CBN's 2024 Financial Stability Report period.
- The page intentionally labels those figures as the last officially disclosed metrics rather than current real-time usage.
Citations
- eNaira - Central Bank of Nigeriacentral bank · T1
- JUNE 2024 Financial Stability Report - CBNcentral bank · T1
Caveats
- A later official usage update should replace the current last-disclosed metrics as soon as it is published.
Related CBDCs
Sources
Sources
Last verified: 2026-04-18
eNaira - Central Bank of Nigeria
central bank
eNaira Official Website
central bank
President Buhari To Unveil eNaira on Monday, 25 October 2021 - CBN Press Release
central bank
Design Paper for the eNaira - Central Bank of Nigeria
central bank
Economics of Digital Currencies - CBN Publication
central bank
Financial Stability Report - June 2024
central bank
Financial Stability Report - December 2024
central bank