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European Union

EU Digital Euro

According to European Central Bank disclosures and linked sources, this profile records status, architecture, and capability fields for EU Digital Euro.

PlannedSupportivehigh confidenceEurope

Program Snapshot

Current status fields and timeline data from the profile record.

Status

PLANNED

Type

RETAIL

Program classification

Wallets

Not listed

Annual Volume

Not listed

Status and Timeline

EU Digital Euro timeline data
FieldValue
Announced2021-07-14
Pilot start2027-07-01
LaunchNot listed
Last verified2026-04-18

Availability

Retail
planned
Wholesale
none

Technical Profile

EU Digital Euro technical profile
AttributeValue
TypeRetail
Architecturetwo-tier
Access modelaccount based
Technology basedlt
Legal tendernone

Capabilities

offline payments: Yes
programmability: No
cross border: Yes
interest bearing: No
transaction limits: Yes

Cross-Border Projects

No cross-border project entries are listed for this profile.

Recent Updates

According to the European Central Bank (ECB), the digital euro moved to the next preparation phase in late 2025 and now has a defined pilot roadmap. The ECB's official pilot page states that, assuming the digital euro Regulation is adopted in 2026, the Eurosystem plans to run a 12-month pilot starting in the second half of 2027 and aims to be ready for a potential first issuance during 2029. The pilot will involve selected euro-area payment service providers, merchants, and Eurosystem staff testing a beta version of the digital euro in real-life payment situations. Because the project now has an official implementation timetable but no live pilot yet, it is tracked as planned rather than generic research.

Updated: Apr 18, 2026

Reference Answers

Is the Digital Euro already in a live pilot?

high confidenceAs of 2026-04-18

No. The ECB has published a pilot roadmap and preparation work, but the registry still treats the Digital Euro as planned rather than a live pilot.

The ECB's current position is more advanced than generic research but not yet a live pilot in the registry taxonomy. The pilot page describes a 12-month pilot beginning in the second half of 2027, subject to legislation, which is why the product tracks the Digital Euro as planned and uses future-dated roadmap wording carefully.

  • The ECB pilot page describes a future pilot, not a current live pilot.
  • The registry avoids treating future-dated roadmap milestones as completed events.
  • This answer is useful for country-page FAQs because many readers conflate preparation and piloting.

Citations

Caveats

  • Future pilot timing depends on legislation and later operational decisions.

Related CBDCs

Sources

Sources

Last verified: 2026-04-18

  • Digital Euro - European Central Bank

    central bank

    Primary sourceArchiveURL: activeChecked: 2026-04-22T15:16:54.853Z
  • ECB Digital Euro Progress Report

    central bank

    Primary sourceArchiveURL: activeChecked: 2026-04-22T15:16:54.852Z
  • Digital Euro Pilot - European Central Bank

    central bank

    Primary sourceArchiveDate: 2026-03-05URL: activeChecked: 2026-04-22T15:16:55.508Z
  • Eurosystem moves to next phase of digital euro project - ECB Press Release

    central bank

    Primary sourceArchiveDate: 2025-10-30URL: activeChecked: 2026-04-22T15:16:55.894Z
  • Digital Euro Regulation - European Parliament Legislative Train

    regulator

    Primary sourceArchiveURL: activeChecked: 2026-04-22T15:16:58.412Z
  • ECB framework agreement with Giesecke+Devrient, Nexi, Capgemini for offline solution

    news

    Primary sourceArchiveDate: 2025-10-30URL: activeChecked: 2026-04-22T15:16:56.772Z
  • Digital Euro Legislative Progress: Parliament signals support for dual digital euro

    research

    Primary sourceArchiveDate: 2026-02-12URL: activeChecked: 2026-04-22T15:16:56.728Z

CBDC Registry

A neutral research database of central bank digital currency programs.

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Methodology

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